Average Rates of Auto Insurance [mortgagecalculator-tips.blogspot.com]
www.millionairecorner.com Mortgage rates set a new record low for the fourth consecMorutive week, after falling for seven out of the past eight weeks, according to a weekly national survey released yesterday by Bankrate.com. The average rate for a 30-year, fixed-rate mortgage was 3.97 percent, while the average 15-year fixed-rate mortgage held at 3.2 percent and the average rate for a jumbo 30-year fixed mortgage sank to a record low of 4.52 percent, according to the Bankrate survey, compiled from data provided by the top 10 banks and thrifts in the top 10 markets. Prospective borrowers are benefitting from another "flight to quality" inspired by the European debt crisis, said Bankate. The economic uncertainty in Europe increases the appeal of safe-haven products, such as US Treasuries, and the increased demand for Treasuries drives down yields. Closely related, mortgage rates follow yields. "As long as uncertainty pre vails, mortgage rates are likely to remain at these ultra-low levels," Bankrate said in a statement. Mortgage rates have not exceeded 6 percent since November of 2008, according to Bankrate, when 30-year, fixed-rate mortgages averaged 6.33 percent. The current ultra-low rates are contributing to record high housing affordability, according to the National Association of Realtors, which reports a "new milestone" for the housing market. The association's Housing Affordability Index rose to a new peak of more than 205 in the first quarter of 2012 -- the first ...
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Insuring your vehicle is essential. You should never drive around your vehicle without proper insurance. There are many consequences of this. Apart from the fact that you might get in trouble with the law, this is for your own safety. We cannot predict when accidents happen. Even if you are completely in control of your car you cannot control everyone on the road. Therefore you need a precautionary measure in case something happens to you and your vehicle. You might be cursing the amount that you are paying to your insurance company every month. However, paying such a small amount per month is better than paying a lump sum when something does happen to your vehicle.
With proper insurance you can be bold to take your vehicle out on the road knowing that you are covered. This will also help you take care of the periodic costs that you need to spend on your vehicle as long as it is covered by your insurance.
There are average auto insurance rate charts that are available in the market. These rates will help you to determine which policy you should go for. There are many clauses and terms for insurance.You should make sure that you have a thorough knowledge and understanding of these when you get into the auto insurance policy. These charts are very important because they keep you updated with the market rates. This is the same case even for your 2nd home mortgage rate charts. If you are planning to mortgage your second home because of your financial difficulties then you should make sure that you plan in advance and this is possible by consulting these charts. They will help you to make sure that you are getting the right amount of money by consulting these rates and equating them to what you are getting for your property.
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